About us

Common sense savings.

It’s an idea rooted in common sense. Canadian Direct Financial (CDF) has been around since 2008, helping you earn more from your money.

How do we do that? We don’t have branches, so your banking is all done through the convenience of the internet or by phone. With no branches our cost is lower, so we can provide low or no service fees and great rates.

We know that you want banking to be easy and affordable. You work hard for your money. You don’t want to see your balances shrink because of service fees or be restricted by minimum balance requirements. We have lower fees than the typical bank and also promise you a great rate so your savings can grow faster. It’s how we help make banking affordable and saving easier.

We’re part of the Canadian Western Bank (CWB) Group, which means that your CDF experience will also include one of our organization’s core values – great personal service. With competitive rates, low service fees and personal service, CDF is simply a better way to save®.

 

More about CWB

More about CWB

We’re part of Canadian Western Bank, the largest Schedule 1 bank headquartered in Western Canada. With a full range of business and personal banking services offered through its 41 branches, CWB has assets in excess of $20 billion.

How to bank with us

How to bank with us

  • Online
  • Mobile
  • At an ATM
  • Over the telephone

Frequently Asked Questions

Frequently Asked Questions

  • Getting started;
  • Online banking;
  • RRSPs and TFSAs;
  • and more!

Service fees

Service fees

  • KeyDirect® Chequing
  • KeyRate® Savings
  • Sundry charges