KeyRate® Savings Account

Make your money work harder for you.

You’re a saver. And the last thing you want is to be restricted by minimum balance requirements and watch your balance shrink with service charges. With a KeyRate Savings Account, you get a great rate and earn interest from your first dollar.



  • Get a great rate and earn more on your money
  • No minimum balance required
  • No monthly fee
  • Unlimited deposits and withdrawals
  • Pair with a KeyDirect Chequing Account for maximum flexibility

Move your money

  • Fill out our Savings Builder EFT Agreement to link your KeyRate Savings Account with your accounts at other banks. Once you have that filled out, give us a call at 1.877.441.2249 whenever you want to transfer your funds.


KeyRate Savings Account* (Rates effective 2015-07-17) Rates
$0 - $5,000,000 1.50%
$5,000,000.01 and over 0.50%

All rates quoted are annual interest rates and are subject to change without notice.

*Interest is calculated on the daily closing balance and paid monthly. Interest is calculated on the portion of the balance that sits within each tier. If you have more than one KeyRate Savings Account, where combined KeyRate Savings Account Balances exceed $5 million, the posted rate for $5,000,000.01 and over will apply.